Personal Umbrella Etc. Insurance

Houston, TX Personal Umbrella Etc. Insurance Coverage & Broker Services

Umbrella insurance gives an extra layer of liability coverage

Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. And an expensive judgment is the last thing you want to worry about.

Umbrella insurance can provide:

  • An extra $1M to $10M of liability coverage which can help protect assets like your home, auto, boat, wages, and investments such as your retirement
  • Coverage for claims like libel, slander, defamation of character and invasion of privacy
  • Helps cover defense costs, attorney fees and other charges associated with lawsuits

And all this coverage extends to international occurrences as well.

Coverage that goes above and beyond—without the huge price tag

Umbrella insurance is much more affordable than you may think. And in today's world, anyone can get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your assets-and your peace of mind.

Discounts typically apply when when you buy other insurance policies, like homeowners insurance, condo insurance, renters insurance and auto insurance.

From jewelry to collectibles, you probably have more valuables than you realize. And your homeowners policy may not cover their full value. Your peace of mind is worth it.

Consider Valuable Items Coverage for:

  • Jewelry and engagement rings
  • Silverware, china and crystal
  • Antiques
  • Fine Art
  • Stamp and coin collections
  • Bicycles
  • Trophies
  • Sound equipment (recorders)
  • Sports equipment (archery, camping, fishing, skiing)
  • Wedding gifts
  • Cameras
  • Computers
  • Musical instruments
  • Golf Equipment
  • Furs
  • Guns
  • Pedigreed dogs
  • Garden tractors
  • Political campaign collections

More than one type of valuable items coverage:

Personal Articles Floater:

  • Itemized coverage and peace of mind knowing your belongings are appraised and insured to value
  • Separate protection just for valuables
  • Policies can be purchased separately
  • No deductible and insures against many risks
  • Ideal for more expensive articles with values that exceed a homeowners policy
  • Valuable Items:

Add-on coverage to homeowners insurance for higher limits on valuables and expanded protection

  • Collectively insures the total value of all property
  • No deductible and insures against many risks
  • Either option is a worthwhile addition to any homeowners, condo or renters policy. Especially when you have something worth protecting.

A small price to pay for valuables

Protecting your valuables from loss is an affordable option for anyone with treasured belongings. Whether you just need jewelry insurance or want insurance for multiple valuables, Travelers offers plenty of options. So you can add on and choose the exact coverage you need.

We know that your special day is all you have been dreaming about — and all that you can't stop worrying about. Put your mind at ease with protection against the unanticipated:

What if your venue suddenly goes out of business?

What if the bridal salon loses your dress?

What if your caterer backs out?

  • Wedding Protection can cover:
  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special jewelry
  • Lost deposits
  • Liability insurance
  • Liquor liability insurance

You've probably heard or potentially have had identity theft -which occurs when someone steals your personal information -but you may not be aware of the more serious crime of identity fraud. Identity fraud occurs when someone uses that stolen information to commit a crime or fraud in your name.

No one is immune to identity fraud. It's the fastest growing white-collar crime in America, with no end in sight. Falling victim to identity fraud not only tarnishes your good name, it can potentially ruin your credit, compromise your financial and medical history, and drain your assets. Once the damage is done, the road back to restoring what was yours can be both time-consuming and expensive.

Identity fraud expense reimbursement coverage can cover:

  • Expense reimbursements up to $25,000 with no deductible for named expenses incurred to restore your identity including:
  • Reimbursement for Medical ID Fraud Expenses
  • Travel Expenses
  • New Government IDs
  • Tax ID Fraud-Related Costs
  • Lost wages
  • Attorneys' fees
  • Resolution services to help reclaim your identity and restore credit
  • Guidance from a consumer fraud specialists

With fraud protection services, you'll have the financial assistance and professional support of a fraud specialists to reclaim your identity.

We can help you get the right coverage right away.
Call us at 713-568-2465 or use the form below.